I do the same thing, although ammunition only moved to a separate safe when we had kids.
For one thing, burglars are typically not going to hit your house like a Navy SEAL team--they are slow, and there is plenty of time to respond.
Second, the ~90 seconds it takes me to get into both safes and load the firearm is enough time to take a few deep breaths and understand what's happening before drawing a weapon.
Third, it's there in the event of natural disasters, etc where police may not be able to respond. Same reason I keep emergency water and food. I've lived through enough hurricanes to know things can escalate quickly, especially when you're running a loud generator.
For one thing, burglars are typically not going to hit your house like a Navy SEAL team--they are slow, and there is plenty of time to respond.
Second, the ~90 seconds it takes me to get into both safes and load the firearm is enough time to take a few deep breaths and understand what's happening before drawing a weapon.
Third, it's there in the event of natural disasters, etc where police may not be able to respond. Same reason I keep emergency water and food. I've lived through enough hurricanes to know things can escalate quickly, especially when you're running a loud generator.