With the growth of electronic commerce and mobile commerce, fraud is going to be a factor for all businesses that have a web presence. Online fraud takes a variety of forms but charge-backs appear to be the most preventable. Using a multi-layer strategy of various prevention and detection methods (fraud scoring model, device profiling, new type of authentication), merchants install a plug-in and do not have to worry about monitoring transactions for fraud.

Based on a few sources, fraud has been staying around 1% of e-commerce revenues.